Short-term revolving credit line | OTP banka Srbija
Online banking Contact center 0800 23 23 22
Online banking

Short-term revolving credit line

Revolving credit line is intended for financing of working capital, payments to foreign suppliers and maintaining of liquidity.

Short-term revolving credit line features

The currencies in which the loan is granted are RSD and EUR, for payments to foreign suppliers.

    Close
    Representative examples for the short-term revolving credit lines
    Representative example for the short-term revolving credit line in RSD
    Representative example of revolnig credit line in RSD
    Revolving credit line amount1.000.000 RSD
    Revolving credit line maturity12 months
    NIR annually8,65%
    Fee for loan processing (1%)*10.000 RSD
    Costs associated with loan approval, known at the time of publishing
    Debtor bill of exchange500 RSD
    Owner bill of exchange50 RSD
    Debtor Credit Bureau report:600 RSD for entrepreneur, 1440 for corporate
    Owner Credit Bureau report:246 RSD
    Tax certification fee640 RSD
    Monthly fee for current account**450 RSD
    EIR annually 10,98%
    Total amount of loan (principal, interest and costs)***1.103.936 RSD
    EIR calculated on06.05.2021.

    *On the total approved loan amount **Included in the EIR calculation for clients who opened the account when applying loan *** Total amount returned by the revolving credit line beneficiary at the end of the contractual period if the revolving credit line was used in its full amount in the course of 12 months

    Representative example for the short-term revolving credit line in EUR
    Representative example of revolnig credit line in EUR
    Revolving line amount*10.000 EUR
    Revolving line maturity period12 months
    NIR annually7,50%
    Fee for loan processing (1%)**100 EUR
    Costs associated with loan approval, known at the time of publishing
    Debtor bill of exchange500 RSD
    Owner bill of exchange50 RSD
    Debtor Credit Bureau report600 RSD for entrepreneur, 1440 for corporate
    Owner Credit Bureau report246 RSD
    Tax certification fee640 RSD
    Monthly fee for current account***450 RSD
    EIR annually 9,59%
    Total amount of loan (principal, interest and costs)****10.913 EUR
    EIR calculated on06.05.2021.

    * The Bank adjusts the outstanding loan amounts indexed in EUR with variations in NBS middle exchange rate for EUR each last day of the month, by applying the exchange rate valid on the respective date against the exchange rate that was in effect on the last day of the previous month, except for the first month when adjustment is made according to the exchange rate that was in effect on the day of loan disbursement. **On the total approved loan amount ***Included in the EIR calculation for clients who opened the account when applying loan **** Total amount returned by the revolving credit line beneficiary at the end of the contractual period if the revolving credit line was used in its full amount in the course of 12 months

    Calculate your instalment on the assumption of the exchange rate change

    Access the calculator of the National Bank of Serbia here

    Do you have any additional questions?

    Write to us using our online contact form, and we will contact you.

    Loan for working capital and maintenance of liquidity

    The loan for working capital and maintenance of liquidity is approved quickly and with minimal collateral instruments. Save your time and focus your attention to the important aspects of your business

    Find out more

    Biznis e-bank

    With biznis e-bank make it easier to yourself to take care of your daily banking from your working place, without going to the branch: Review of funds and spending by business cards, balance statement generation, execution of payment orders and transfers and creation of payroll lists for disbursement of salaries to employees.

    Find out more

    Fill in the form fields


      0/36

      0/36


      See rules

      Hvala što ste poslali upit naša
      sluzba ce vas uskoro kontaktirati.

      Map of branch locations

      Find a branch

      Online branch

      A team of professional online bankers is at your disposal every working day from 8 am to 6 pm and on Saturday from 9 am to 3 pm.

      Find out more
      Back to top