Production | OTP banka Srbija
Online banking Contact center 0800 23 23 22
Online banking


We have adjusted our offer to the nature of the manufacturing industry. At any time, we will provide expert advice and appropriate terms for performing daily banking and the promotion of your business.

Daily banking offer

Following the needs of your business, we have created three types of account packages that will give you what you need for everyday business

For easier operation and finding the best solution for your company, you have your personal banker at disposal. He can always provide all the information on daily banking and financial support for the development of your business.

Investment offer

For the users of the packages Praktik and Prestiž we have prepared an offer that can not be missed.[2]
We have created a special package of products under very favourable conditions tailored to the companies operating in the field of production.

Special package offer includes:


[1] You can see more detailed information on all packages on the page Account packages.

[2] Offer applies only to companies with an annual turnover above 20 million dinars.


Additional information on investment offer

Investment loan

We have prepared a special favorable conditions for you because we know that the production companies often need to expand production capacity, space, and continuous investments in order to modernize its technology and so follow the market needs.

  • The currency of the loan: EUR, in dinar equivalent at the average exchange rate of NBS on the day of loan disbursement
  • Repayment period up to 120 months
  • Grace period up to 12 months. The interest is also calculated and charged on monthly basis during the grace period.
  • Variable interest rate for loan indexed in EUR 4,95% + six-month EURIBOR
  • Fee for loan processing: 0.5% of the loan amount
  • Collateral: Mortgage and Bills of exchange
Representative example of investment loan indexed in EUR
Total investment amount62.500 EUR
Down payment12.500 EUR
Loan amount50.000 EUR
Repayment period120 months
NIR annually4,95% + six-month EURIBOR
Monthly instalment525 EUR
Fee for loan processing (0,5%)250 EUR
Costs associated with loan approval, known at the time of publishing
Debtor bill of exchange2.000 RSD
Owner bill of exchange100 RSD
Debtor Credit Bureau report600 RSD
Owner Credit Bureau report102 RSD
Issuing of real estate folio in the land register10 EUR (in dinar equivalent)
Real estate valuation100 EUR (in dinar equivalent)
Certification of pledge statement10.080 RSD
Mortgage registration20.000 RSD
Property insurance40 EUR (in dinar equivalent)
EIR annually 5,19 %
Total loan amount ( (principal, interest, costs)63.238 EUR
EIR calculated on10.04.2017.

The Bank adjusts the outstanding loan amounts indexed in EUR with variations in NBS middle exchange rate for EUR each last day of the month, by applying the exchange rate valid on the respective date against the exchange rate that was in effect on the last day of the previous month, except for the first month when adjustment is made according to the exchange rate that was in effect on the day of loan disbursement. The interest rate is variable and consists of a reference rate - six-month EURIBOR, as a variable rate, and Bank’ margin as a fixed rate, in accordance with Bank’s Tariffs. Variable interest rate is adjusted on the first business day of each month for the current month, in accordance with changes in the reference BELIBOR rate which, on the day of calculation of the example on 10.04.2017. was -0,242% on annual basis.

National and international factoring

Service by which our Bank finances your undue short-term monetary receivables arising from the sale of goods and services on the basis of creditworthy borrowers, weather existing or future.
International factoring is designed for exporters, who have concluded commercial contracts and long-term cooperation with its customers abroad.

National factoring features

  • Fixed interest rate for national factoring 7,95%
  • Fee 0,50%
  • Fixed fee per invoice or payment tranches: 200 RSD
Representative example of national factoring
Invoice amount100.000,00 RSD100.000,00 RSD
number of collection days60120
Financing amount (90%)90.000,00 RSD90.000,00 RSD
Annual fixed interest rate (7,95%)1.192,50 RSD2.385,00 RSD
0.50% commission from total invoice amount500,00 RSD500,00 RSD
Fixed commission under invoice or tranche payment200,00 RSD200,00 RSD
Total expenses from invoice amount expressed in percentage1,89%3,09%
Total expenses from invoice amount expressed in RSD1.892,50 RSD3.085,00 RSD
Calculate your instalment on the assumption of the variable part of the interest rate change and/or exchange rate change

Access the calculator of our Bank here

Access the calculator of the National Bank of Serbia here

Do you have any additional questions?

If you have any questions or concerns, our experienced bankers are at your disposal.

B2B online – web application

Business information available at any moment!

Find out more

We have prepared favorable conditions for you because we know that in production companies it is often necessary to expand production capacities, space, as well as constant investments in order to modernize technology and thus follow the needs and flows of the market. If you have any questions or concerns, our experienced bankers are at your disposal.

Additional benefits and services to improve your business

We also think about the individual needs of you as a company owner

  • 50% lower account package maintenance costs for natural persons
  • Leasing for purchase of vehicles with reduced interest rates and with a fast approval process.
  • Mixed life insurance gives you the possibility to insure yourself and your family, and to save at the same time

Employees are the foundation of your company. Benefits that they have with us are:

  • Favorable interest rates for housing, cash and refinancing loans
  • Lower costs of loan products approval
  • Account package maintenance can be reduced even 50% or completely free of charge if you use your debit card for paying.


Do you have any additional questions?

Write to us using our online contact form, and we will contact you.

Fill in the form fields



    See rules

    Hvala što ste poslali upit naša
    sluzba ce vas uskoro kontaktirati.

    Map of branch locations

    Find a branch

    Online branch

    A team of professional online bankers is at your disposal every working day from 8 am to 6 pm and on Saturday from 9 am to 3 pm.

    Find out more
    Back to top