Current Account Overdraft | OTP banka Srbija
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Current Account Overdraft

Instant financial support and easily accessible funds. Recommended for maintenance of liquidity.

Overdraft features

Current Account Overdraft allows access to funds that can cover the daily needs of your business, at any time.

  • In dinar equivalent at the average exchange rate of NBS on the day of submitting the application.

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Representative example of current account overdraft
Representative example of current account overdraft
Amount500.000 RSD
Overdraft maturity period12 meseci
NIR annually19% fixed
Overdraft (1%)*5.000 RSD
Expenses related to loan approval, known at the moment of publishing
Debtor bill of exchange100 RSD
Owner bill of exchange50 RSD
Debtor Credit Bureau report600 RSD for entrepreneur, 1440 for corporate
Owner Credit Bureau report246 RSD
Tax certification fee640 RSD
Monthly fee for current account**450 RSD
EIR annually 22,48%
Total amount of overdraft (principal, interest and costs)***607.036 RSD
EIR calculated on06.05.2021.

*On the total approved overdraft amount **Included in the EIR calculation for clients who opened the account when applying for overdraft *** Total amount returned by the overdraft beneficiary at the end of the contractual period if the overdraft was used in its full amount in the course of 12 months

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