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Fixed-term savings when you know what you are saving for

Special offer of favorable interest rates
For new deposits from 20.02.2024 to
15.03.2024, for term deposits

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Fixed-term savings when you what you are saving for


Are you saving money to buy a house, to travel, for your children’s education, for a carefree pension or an unfulfilled desire, and are you determined to make it come true?

Use this excellent opportunity to get more from your savings.

The special offer with better interest rates for fixed-term savings with interest payment at the end of the term starts on February 20, 2024 and lasts until March 15, 2024, for deposits in euros, termed to 6, 12 and 25 months.

Better interest rates are valid for:

  1. New deposits in the minimum amount of 50,000 EUR or increase of your current savings in OTP Bank by at least 50% over a 12-month period
Term of depositing in months Deposit Amount in EUR Annual NIR EIR Interest Amount Tax liability 15,00 % Total amount to be paid
12 50.0003,30% 2,80%1.650,55247,5851.402,97

Obračun na dan 14.02.2024

2. New deposits of up to 50,000 EUR and minimum 20% increase of your present savings at OTP Bank, with a 6, 12 and 25-month term.


Representative exaple

Term of depositing in monthsDeposit Amount in EUR Annual NIR EIR Interest Amount Tax liability 15,00 % Total amount to be paid

calculation as at 30.01.2024.

Additional information on termed deposits with interest payment upon expiry of the term period.

  • Interest payment upon expiry of fixed-term

We are here for you, to answer all your questions about saving deposits.  For more advice, leave your details online, visit our branch or contact our dial our Call Center to find out everything about fixed-term savings and the saving terms that suits you best.

Additional information on fixed-term deposits with interest payment upon expiry of the fixed-term period.

In case of cancellation of the fixed-term, interest on the fixed-term period will not be paid.

The interest income tax for deposits in foreign currency amount to 15% at the time of conclusion of the contract and is defined by the Law on Value Added Tax.

In addition to this offer, we also have the special OTP Flexi savings offer in dinars and in euros, for new deposits, as well as increased savings on your present deposits in OTP Bank by at least 20% over a 12-month term. Find out more  HERE.

Deposit insurance

The bank participates in the system of obligatory insurance of deposit established in Republic of Serbia.

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