Fixed-term savings when you know what you are saving for
Special offer of favorable interest rates
For new deposits from 16.04.2024 to
15.05.2024, for term deposits
Leave your details and we will contact you to make an appointment.
Error: Contact form not found.
Fixed-term savings when you what you are saving for
Are you saving money to buy a house, to travel, for your children’s education, for a carefree pension or an unfulfilled desire, and are you determined to make it come true?
Use this excellent opportunity to get more from your savings.
The special offer with better interest rates for fixed-term savings with interest payment at the end of the term starts on April 16, 2024 and lasts until May 15, 2024, for deposits in euros, termed to 6, 12 and 25 months.
Better interest rates are valid for:
- New deposits in the minimum amount of 50,000 EUR or increase of your current savings in OTP Bank by at least 50% over a 12-month period
| Term of depositing in months | Deposit Amount in EUR | Annual NIR | EIR | Interest Amount | Tax liability 15,00 % | Total amount to be paid |
| 12 | 50.000,00 | 3,00% | 2,55% | 1.496,99 | 224,55 | 51.272,44 |
2. New deposits of up to 50,000 EUR and minimum 20% increase of your present savings at OTP Bank, with a 6, 12 and 25-month term.
Representative exaple
| Term of depositing in months | Deposit Amount in EUR | Annual NIR | EIR | Interest Amount | Tax liability 15,00 % | Total amount to be paid |
| 6 | 20.000,00 | 2.60% | 2,21% | 258.33 | 38,75 | 20.219,58 |
| 12 | 20.000,00 | 2.70% | 2,29% | 538.92 | 80,84 | 20.458,08 |
| 25 | 20.000,00 | 2,00 % | 1,70% | 841.08 | 126,16 | 20.714,92 |
*Interest income tax for funds deposited in foreign currency amounts to 15% at the moment of concluding the contract and is determined by the Law on Personal Income Tax. Calculation as at 12.04.2024.
Additional information on termed deposits with interest payment upon expiry of the term period.
- Interest payment upon expiry of fixed-term
We are here for you, to answer all your questions about saving deposits. For more advice, leave your details online, visit our branch or contact our dial our Call Center to find out everything about fixed-term savings and the saving terms that suits you best.
Additional information on fixed-term deposits with interest payment upon expiry of the fixed-term period.
In case of cancellation of the fixed-term, interest on the fixed-term period will not be paid.
The interest income tax for deposits in foreign currency amount to 15% at the time of conclusion of the contract and is defined by the Law on Value Added Tax.
In addition to this offer, we also have the special OTP Flexi savings offer in dinars and in euros, for new deposits, as well as increased savings on your present deposits in OTP Bank by at least 20% over a 12-month term. Find out more HERE.
Deposit insurance
The bank participates in the system of obligatory insurance of deposit established in Republic of Serbia.
Find out moreFill in the form fields
Hvala što ste poslali upit naša
sluzba ce vas uskoro kontaktirati.
Map of branch locations
Find a branch