Savings Life insurance

You wonder how to get more by saving? You are looking for the offers, you calculate the ways to deposit your money and get the suitable interest rate? We suggest the savings with life insurance, a unique savings model.

Invest and secure better financial future for yourself

Our bank as an insurance agent offers you an opportunity to get insurance at OTP Osiguranje a.d.o. Beograd by contracting a savings life insurance.

Be life insured and save at the same time!

Savings Life insurance offers you a solution to save, and have life insurance.

You benefit even with the contract concluded for 3 years!
Secure insured amount after policy expiring
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Before policy expiration, you can terminate the contractual obligation and exercise your right to redemption value under the contracted provisions
Choose how you will pay the premium yourself: onetime, monthly or yearly

Based on the concluded insurance contract with savings character and a possible minimum insurance period of only 3 years, you are entitled to withdrawal of the insured sum after the expiration of the insurance contract period.

Savings. Safety. Protection.

Ensure yourself a better financial future with financial safety. The withdrawn insured sum you can use:

For your children’s education or as a support in their becoming independent
Additional income with salary or pension
Or in any other way in accordance with your needs
Savings Life insurance provides security to your family and beloved ones in the case of unfavourable life
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If you happen to be in the situation that the funds you have invested are required before the expiration of the contracted insurance period, you can make a policy redeem and receive a payment according to the values settled in the insurance policy.

In the event of occurrence of the insured risk, the insured sums agreed upon for such a risk shall be paid to the insurance beneficiaries.

For better understanding of this insurance product, have a look at a representative example of onetime premium savings life insurance for a person aged 35 years.

Access age	35 years
Insurance period	5 years
Onetime premium	10.000 EUR
Insured amount at maturity	10.244,06 EUR
Death insured sum	10.244,06 EUR

Notice: the data from a representative example are exclusively demonstrative in order to facilitate the understanding of insurance products, while each element of the policy with each contractor shall be contracted individually

You also get the right to participate in the profit of the Company in accordance with the insurance contract.