Flexi Savings
Special Offer of More Favourable Interest Rates
for New Deposits from 03.05.2023 to 01.09.2023
Flexi Savings - Invest money whenever you can, withdraw money whenever you like!
Use this excellent opportunity to gain more for your savings.
The special offer with more favourable interest rates for Flexi Savings is valid from 03.05.2023 to 01.09.2023, for EUR and RSD deposits, with a 12-month term.
More favourable interest rates are valid for:
- New deposits
- Increasing funds you currently have at OTP banka by at least 20%
Flexi Savings offers you flexibility in managing your money:
- Minimal amount for depositing under term is EUR 500 or RSD 60,000.00
- Add on to your term deposit account unlimited number of times in the amount you choose
- Withdraw fund from the term deposit account (up to 15% of initially deposited sum and up to 15% of each possible deposit)
- Choose the currency in which you want to save – RSD or EUR
Flexi savings has been designed to fully meet your needs and offers you flexibility in disposing of your money.
Representative example of a special offer
| Term of depositing in months | Annual NIR | EIR | Interest Amount | Tax liability 15,00%* | Total amount to be paid |
| 12 | 2,00% | 1,70% | 200,34 | 30,05 | 10.170,29 |
| 12 | 2,25% | 1,91% | 676,16 | 101,42 | 30.574,74 |
| 12 | 2,50% | 2,13% | 1.502,58 | 225,39 | 61.277,19 |
calculation as at 19.05.2023. *Interest income tax for funds deposited in foreign currency amounts to 15% at the moment of concluding the contract and is determined by the Law on Personal Income Tax.
| Term of depositing in months | Deposit Amount in EUR | Annual NIR | EIR | Interest Amount | Tax liability 15,00 % | Total amount to be paid |
| 12 | 500.000 | 3 ,50% | 3,50% | 17.530,25 | - | 517.530,25 |
| 12 | 2.000.000 | 4 ,50% | 4,50% | 90.156,33 | - | 2.090.156,33 |
| 12 | 6.000.000 | 5,00 % | 5,00% | 300.522,33 | - | 6.300.522,33 |
calculation as at 19.05.2023. Tax is not paid on RSD funds under savings and other deposits (term or sight deposit).