mKeš | OTP banka Srbija
Online banking Contact center 0800 23 23 22
Online banking

mCash

Envision it offline, make it happen online! Take a cash loan using the m-bank application and perform the complete procedure with your mobile phone, from any location that suits you, at any time.

Envision it offline, make it happen online!

Use your smartphone wisely and realize your ideas with an RSD online cash loan with a fixed interest rate. Enjoy the simple and fast process of taking a loan in the m-bank application.

How to withdraw online cash credit using only your mobile phone?
  • Log in to m-bank application and select the “mCash” option.  
  • Enter the loan amount, select the repayment period and fill in all mandatory fields in order to make the calculation and define the parameters most suitable for you.
  • Download the draft documents required for loan approval, then confirm that you consent to the Bank obtaining a report from the Credit Bureau. Click “continue” to send the request and wait for a few minutes for the request to be processed.
    1
  • If you agree, proceed further, and upload the required documents (ID card, employment certificate, etc.), thus completing your loan application. You now only have to wait for the final approval, and you can follow the status in the Request Overview.
    2
  • After the request is finally approved, download all the final documents and agree to enter your PIN electronically, and the money will be in your account very soon.

  • You can check the status by clicking on the “Refresh” button or by selecting the “Request overview” option from the m-bank application menu.

  • Before you start this step, you can also go back and change the loan amount or maturity if you wish.

Close

Calculate the monthly installment for the loan amount requested and the desired repayment period.

0 RSD Loan
0 REPAYMENT PERIOD
0 Fee for loan processing
0 Loan processing fee amount
0 NIR
0 RSD MONTHLY INSTALMENT*
* the calculator is indicative only.

Calculate the monthly installment for the loan amount requested and the desired repayment period.

AMOUNT OF CREDIT
REPAYMENT PERIOD
0 RSD Loan
0 months REPAYMENT PERIOD
0 ADM COST
0 ADM COST AMOUNT
0% NIR
0 RSD MONTHLY INSTALMENT*
* the calculator is indicative only.

mCash loan features:

Main features of online short-term cash loans

The stated conditions are valid with salary transfer to the account held with our Bank. The bank reserves the right to make a decision on the loan approval, as well as to request additional documents and guarantees. You can apply after receiving salary to the account held with our Bank.

Close

Main features of online long-term cash loans

The stated conditions are valid with salary transfer to the account held with our Bank. The bank reserves the right to make a decision on the loan approval, as well as to request additional documents and guarantees. You can apply after receiving salary to the account held with our Bank.

Close
Representative examples
Representative example of a short-term RSD online cash loan with fixed interest rate
Loan amount100.000 RSD
Repayment period12 months
NIR annually6,95%
Monthly instalment8.651 RSD
Fee for loan processing (1,95%)1.950 RSD
Costs associated with loan approval, known at the time of publishing
Credit Bureau basic report246 RSD
EIR annually 11,71%
Total amount of loan (principal, interest and costs)106.009 RSD
EIR calculated on 15.04.2021.
Representative example of a long-term RSD online cash loan with fixed interest rate
Loan amount200.000 RSD600.000 RSD
Repayment period36 months71 months
NIR annually6,95%9,95%
Monthly instalment6.171 RSD11.216 RSD
Fee for loan processing (1,95%)3.900 RSD11.700 RSD
Costs associated with loan approval, known at the time of publishing
Credit Bureau basic report246 RSD246 RSD
EIR annually 8,70% 11,24%
Total amount of loan (principal, interest and costs)226.317 RSD808.312 RSD
EIR calculated on 15.04.2021.15.04.2021.

Do you have any additional questions?

Fill in the form fields


    0/36

    0/36


    See rules

    Hvala što ste poslali upit naša
    sluzba ce vas uskoro kontaktirati.

    Map of branch locations

    Find a branch

    Online branch

    A team of professional online bankers is at your disposal every working day from 8 am to 6 pm and on weekends from 10 am to 3 pm.

    Find out more
    Back to top