Same loan instalment as on the first day while you are fulfilling your short-term or long-term goals.
Use the offer of 0% loan disbursement fee until 30 june 2024.
Calculate the monthly installment for the loan amount requested and the desired repayment period.
0 RSDLoan
0 REPAYMENT PERIOD
0 Fee for loan processing
0 Loan processing fee amount
0NIR
0 RSDMONTHLY INSTALMENT*
* the calculator is indicative only.
Izračunajte mesečnu ratu za traženi iznos kredita i željeni period otplate.
Upiši iznos kredita
Unesi period otplate
0 RSDLoan
0 monthsREPAYMENT PERIOD
0 ADM COST
0 ADM COST AMOUNT
0%NIR
0 RSDMONTHLY INSTALMENT*
* the calculator is indicative only.
Representative examples
Representative example of a short-term RSD cash loan with fixed interest rate
Loan amount
100.000 RSD
Repayment period
12 months
NIR annually
15,45%
Monthly instalment
9.051RSD
Fee for loan processing (0%)
0 RSD
Costs associated with loan approval, known at the time of publishing
Bill of exchange
100 RSD
Credit Bureau basic report
246 RSD
EIR annually
17,36 %
Total amount of loan (principal, interest and costs)
108.954 RSD
EIR calculated on
28.07.2023.
Representative example of a long-term RSD cash loan with fixed interest rate
Loan amount
600.000 RSD
1.600.000 RSD
Repayment period
60 months
60 months
NIR annually
15,05%
14,25%
Monthly instalment
13.728 RSD
37.449 RSD
Fee for loan processing (0%)
0 RSD
0 RSD
Costs associated with loan approval, known at the time of publishing
Bill of exchange
100 RSD
100 RSD
Credit Bureau basic report
246 RSD
246 RSD
EIR annually
14,11 %
15,23 %
Total amount of loan (principal, interest and costs)
823.946 RSD
2.247.276 RSD
EIR calculated on
28.07.2023.
28.07.2023.
Representative example of a short-term RSD cash loan with fixed interest rate without salary transfer
Loan amount
100.000 RSD
Repayment period
12 months
NIR annually
16,95%
Monthly instalment
9.122 RSD
Fee for loan processing (0%)
0 RSD
Costs associated with loan approval, known at the time of publishing
Bill of exchange
100 RSD
Credit Bureau basic report
246 RSD
EIR annually
19,11%
Total amount of loan (principal, interest and costs)
109.810 RSD
EIR calculated on
28.07.2023.
Additional information about loan
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Main characteristics of the Dinar Cash Loan with Fixed Interest
Without currency clause
Fixed interest rate 15.45% for loan amount up to RSD 300,000
Fixed nominal interest rate 15.05% for loan amount from RSD 300,000.01 to RSD 900,000
Fixed nominal interest rate 14.65% for loan amount from RSD 900,000.01 to RSD 1,500,000
Fixed nominal interest rate 14.25 % for loan amount over RSD 1,500,000.01
EIR of 15.23 % p.a.
No deposit
Can be without transferring salary
Life insurance for a loan beneficiary
1
The stated conditions are valid with transferring personal income to the current account at our Bank.
Have you always rejected the possibility of being insured, although you are aware that life insurance of you, as the loan beneficiary, is an important item in the life of your family? In just a few steps, contract your insurance and repay your loan safely. Think ahead. For the amount that you would spend for unimportant things in life, insure both your life and the life of your family. In the event of contingent life circumstance, the insurance company will repay the outstanding debt under your loan. The person insured (loan beneficiary) pays the insurance premium and it affects the amount of loan costs.
The insurance is intended for Bank’s clients who are users of loan products and wish to be insured in case of inability to settle due liabilities under loan contract in the event of becoming unemployed. The person insured (loan beneficiary) pays the insurance premium and it affects the amount of loan costs.
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List of required documents
List of required documents for RSD cash loan with fixed interest rate
Certificate of employment and income
You can also complete the entire process of cash loan approval at our online branch! Take the desired amount of money quickly and easily, through the OTP banks e-bank platform.
