Calculate the monthly installment for the loan amount requested and the desired repayment period.
0 RSDLoan
0 REPAYMENT PERIOD
0 Fee for loan processing
0 Loan processing fee amount
0NIR
0 RSDMONTHLY INSTALMENT*
* the calculator is indicative only.
Izračunajte mesečnu ratu za traženi iznos kredita i željeni period otplate.
Enter credit amount
Enter repayment period
0 RSDLoan
0 monthsREPAYMENT PERIOD
0 ADM COST
0 ADM COST AMOUNT
0%NIR
0 RSDMONTHLY INSTALMENT*
* the calculator is indicative only.
Main characteristics of the Dinar Cash Loan with Fixed Interest
Loan amount from RSD 150.000 to RSD 4.000.000
Without currency clause
Repayment period from 13 to 24 months – Fixed interest rate 10,55% for loan amount up to RSD 4.000.000
Repayment period from 25 to 71 months
Fixed nominal interest rate 10,75% for loan amount to RSD 500.000
Fixed nominal interest rate 10,65% for loan amount from RSD 500,000.01 to RSD 1.200,000,00
Fixed nominal interest rate 10,35% for loan amount from RSD 1.200.000,01 to RSD 2.200.000,00
Fixed nominal interest rate 9,95 % for loan amount over RSD 2.200,000.01
EIR of 10,87 % p.a.
No deposit
Can be without transferring salary
Life insurance for a loan beneficiary
1
The stated conditions are valid with transferring personal income to the current account at our Bank.
Have you always rejected the possibility of being insured, although you are aware that life insurance of you, as the loan beneficiary, is an important item in the life of your family? In just a few steps, contract your insurance and repay your loan safely. Think ahead. For the amount that you would spend for unimportant things in life, insure both your life and the life of your family. In the event of contingent life circumstance, the insurance company will repay the outstanding debt under your loan. The person insured (loan beneficiary) pays the insurance premium and it affects the amount of loan costs.
The insurance is intended for Bank’s clients who are users of loan products and wish to be insured in case of inability to settle due liabilities under loan contract in the event of becoming unemployed. The person insured (loan beneficiary) pays the insurance premium and it affects the amount of loan costs.
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For clients whose regular monthly income is up to 100.000 RSD, the fixed interest rate is 7,50% per year, the effective interest rate is 7,78%, and the maximum loan amount is up to 1.000.000 dinars.
Representative example of RSD cash loan with fixed interest rate and repayment period 13 months
Loan amount
150.000 RSD
Repayment period
13 months
NIR annually
10,55%
Monthly instalment
12.259 RSD
Fee for loan processing (0%)
0 RSD
Costs associated with loan approval, known at the time of publishing
Bill of exchange
100 RSD
Credit Bureau basic report
246 RSD
EIR annually
11,53 %
Total amount of loan (principal, interest and costs)
159.718 RSD
EIR calculated on
06.09.2025.
Representative example of RSD cash loan with fixed interest rate and repayment period 60 months
Loan amount
600.000 RSD
1.600.000 RSD
Repayment period
60 months
60 months
NIR annually
10,65%
10,35%
Monthly instalment
12.940 RSD
34.268 RSD
Fee for loan processing (0%)
0 RSD
0 RSD
Costs associated with loan approval, known at the time of publishing
Bill of exchange
100 RSD
100 RSD
Credit Bureau basic report
246 RSD
246 RSD
EIR annually
11,21 %
10,87 %
Total amount of loan (principal, interest and costs)
776.718 RSD
2.056.412 RSD
EIR calculated on
06.09.2025.
06.09.2025.
Representative example of RSD cash loan with fixed interest rate without salary transfer
Loan amount
150.000 RSD
Repayment period
13 months
NIR annually
12,25%
Monthly instalment
12.377 RSD
Fee for loan processing (0%)
0 RSD
Costs associated with loan approval, known at the time of publishing
Bill of exchange
100 RSD
Credit Bureau basic report
246 RSD
EIR annually
13,42%
Total amount of loan (principal, interest and costs)
161.258 RSD
EIR calculated on
06.09.2025.
Representative example of RSD cash loan with fixed interest rate for salary up to 100.000 RSD
Loan amount
1.000.000 RSD
Repayment period
60 months
NIR annually
7,50%
Monthly instalment
20.036 RSD
Fee for loan processing (0%)
0 RSD
Costs associated with loan approval, known at the time of publishing
Bill of exchange
100 RSD
Credit Bureau basic report
246 RSD
EIR annually
7,78 %
Total amount of loan (principal, interest and costs)
1.202.528 RSD
EIR calculated on
06.09.2025.
It is important to know that borrowing money costs.
Additional information about loan
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List of required documents
List of required documents for RSD cash loan with fixed interest rate
Certificate of employment and income
You can also complete the entire process of cash loan approval at our online branch! Take the desired amount of money quickly and easily, through the OTP banks e-bank platform.
