Growing Sale Just a Click Away, with E-Commerce
Boost your sale performance and cut your expenses. Introduce the option of products, merchandize and services purchase by payment card at your internet point of sale. Join the trade segment that is steadily on the rise!
Why e-commerce service of our Bank?
- Allows you online sale of products and services by accepting payments by VISA, MasterCard, and Dina cards on your website. The service is automatic and accessible 24 hours a day for clients around the world
- We provide support during launching process, as well as assistance for system integration, if needed1
- A solution for accepting instant payments online
- It provides you with the option of connecting directly to the Bank’s Internet Payment Gateway platform
- Connecting to the Bank’s payment gateway can also be done using an API, where your company has great flexibility on the payment page and can set up its own design. Tools are provided for your company’s representatives who can monitor transactions and, if necessary, resolve complaints directly, without having to contact the Bank.
- Easy integration with the help of a plugin is enabled for all relevant platforms in Serbia (Presta, WordPress, WooCommerce, Joomla, Magento)
- Fast pay-out to merchants
- The Bank provides a full test environment (test order, test payment cards, access to the test server for authentication and authorization), which is available during the development of the online point of sale
- Sending transaction reports on a daily and monthly basis. These reports are sent free of charge
Smaller companies unable to conduct system integration due to lack of own IT specialists may benefit from the services of certified integrators, the integration expenses being payable by the client.
Enjoy many new benefits by using e-commerce:
- Lower cost of setting up and maintaining internet stores than traditional points of sale
- No fixed service maintenance fee
- No minimum transaction amount required
- 24/7 sales because internet stores are not limited by working hours
- Internet store available to buyers around the world
- Clients’ recognition of your company as leader in applying cutting-edge technologies
What do your buyers get?
- Once they make a purchase through the website, their payment information is stored, and they do not have to re-enter it the next time they wish to make a purchase (card on file)
- For regular subscriptions to your services, your clients are automatically charged from the card when the subscription expires (recurring payment)
- Possibility of payment by link that you send to the buyer via SMS or e-mail (Pay by link)
- If you are an intermediary between the buyer and the service provider (such as a food ordering application), it is enough for the buyer to pay only once (direct payment)
To file an application for activating acceptance of card payment services at internet points of sale, you need to open a current account at our Bank, and to confirm a 12-month company business history by providing registration date at the Business Register Agency.
- The Bank analyzes the business model provided by the merchant, establishes whether formal conditions have been met, and proceeds with conclusion of e-commerce service.
- The Merchant then receives a test package allowing the performance of transactions and access to the internet portal in a test environment, as well as the use of test payment cards.
- With our support and, optionally, with the assistance of certified integrators, the merchant then tests the application on its website’s test environment.
- The Merchant then received production e-commerce credentials, registers in payment systems of VISA, MasterCard and Dina and may then accept transactions made by payment cards on its website.
The bank implements 3D Secure technology as extra merchant protection, which involves additional authentication methods of buyers – users of payment card (MasterCard Secure Code and Verified by VISA). The Merchant thus protects himself and prevents possible abuse of payment cards at the internet point of sale.
Enhance your sales, join the world of growing trade!