Cash loan in RSD indexed in EUR covered with 105% deposit
Do you want to travel or invest in a good business opportunity while keep your savings? Do you need a loan with favorable conditions with a minimum of documentation and that is not relevant to having regular income?
We have a solution for you!
Cash loan in RSD indexed in EUR covered with 105% deposit is a non-purpose loan that is paid in dinars at the NBS middle exchange rate for Euros!
You do not have to be employed or have regular monthly income to apply for this loan!
Terms of crediting
- Loan amount: from EUR 500 to EUR 100,000 at the NBS middle rate for EUR
- Loan repayment period from 13 to 71 months
- Loan indexation: the loan is disbursed and repaid in dinars at the NBS middle exchange rate for Euros on the day of loan disbursement /installment maturity
- Variable nominal interest rate annually: 3M EURIBOR + 3.99%
- The adjustment of the interest rate to 3M EURIBOR is quarterly.
- Loan disbursement fee: 1% of the approved loan (minimum 20 EUR)
- Credit Bureau report: RSD 246
- Prepayment fee: 0%
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Loan Collateral
Euro deposit in the amount of 105% of the loan amount, deposited in a special account during the whole loan repayment period, on which interest is not calculated and paid.
Required documentation
For a non-purpose loan covered with 105% deposit, an ID is sufficient
Representative example
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