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Loan for the new mornings

Investment loan up to 5 years
For the land and for the house!
Up to one year grace period!

OTP bank offers you a unique investment loan for registered agricultural households, to buy a house or land - to make good mornings even better!

Excellent offer!


    Useful information

    Terms of crediting

    • Maximal loan amount is EUR 1.500.000
    • Loan repayment period: up to 15 years
    • Grace period up to one year
    • Possibility to choose principal repayment: monthly, quarterly or six-month repayment
    • Repayment of interest: monthly or quarterly
    • Loan approval is possible in RSD without a currency clause, as well as in RSD indexed in EUR. For loans in RSD indexed in euros, the
    • Minimum participation 10% of the property value
    • Open account in OTP bank

    • In dinar equivalent on the day of submitting the loan application at the middle exchange rate of the NBS.

    • Loan is disbursed and repaid in dinars at the middle exchange rate of the NBS


    Loan collateral

    • Bills of exchange and 1st rank mortgage on farming land

    NBS reference interest rate

    Current values of the NBS reference interest rate, as well as the values of BELIBOR and EURIBOR are updated on a daily level.

    Access our Bank’s calculator here

    Access the reference interest rates here

    Do you have any additional questions?

    Write to us via our online contact form, and we will contact you.

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    Online branch

    A team of professional online bankers is at your disposal every working day from 8 am to 6 pm and on Saturday from 9 am to 1 pm.

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