Praktik package

The combination of services and benefits that most of our users have chosen as their package, can be the ideal solution for you too.

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Praktik package

Within Praktik package we have combined services and products you use most often and you need almost daily. It contains everything you would expect from a good current account package - at an affordable price of monthly maintenance.

World of discounts – parnter discounts – get discounts at ours partners’ points of sale, with our payment cards. The list of our partners and current discounts is always at your disposal within our electronic banking applications e-bank and m-bank
M-bank – Carry the bank with you in your mobile device. Finance management will thus be even more accessible!
E–bank – Complete comfort, fast and online. Manage your finances whenever you want.
RSD and foreign currency (EUR) current account
DinaCard debit card for payments and cash withdrawals at ATMs in the country
Mastercard Gold international, contactless debit card that enables easy payment of goods and services and withdrawal of cash at all ATMs in the country and abroad – issued at Client’s specific request.
Mastercard Gold international debit card in digital version, which you can use immediately upon opening your account and service package for online payments, mobile wallet payments, and withdrawing dinars from contactless ATMs
Mastercard payment cards bring additional benefits. Follow current promotions on their official site.
In addition to our ATMs, you now may also withdraw dinars from your current account, free of commission, within the MoneyGet (old name for MultiCard) ATMs network, which locations are available here.
With Mastercard Gold debit card you have free access to Business Clubs at 3 airports. Details.

Package price on a monthly basis and package price with possible reduction of 50%. Offer is valid May 31,2025. The Monthly package maintenance fee starting from June 1, 2025 will be 485 RSD.

395 RSD

197.5 RSD

Discount	The need for card spending on a monthly basis	Mesečna naknada za vođenje paketa
50%	30.000 ^RSD	395 ^RSD 197,5 ^RSD

By using debit card for paying in the country you are obtaining half price or even completely free of charge Praktik package!

By reaching specified card consumption during one month, you meet the condition to have the reduction applied for a month. How is it calculated? The October consumption reduction, for example, would have been determined in November, and applied to the account package maintenance and services in December. The payment transactions processed and presented on the card monthly account statement from the 1st to the last day of the month are taken into account.

It is important to know that the discount does not apply only in case when you already have an approved discount for the monthly account maintenance on the ground of another promotion.

The monthly fee discount benefit is valid until May 31, 2025. The Monthly package maintenance fee starting from June 1, 2025 will be 485 RSD.

Package price on a monthly basis and package price with possible reduction of 50%. Offer is valid from June 1, 2025

485 RSD

242.5 RSD

Discount	The need for card spending on a monthly basis	Mesečna naknada za vođenje paketa
50%	30.000 ^RSD	485 ^RSD 242,5 ^RSD

By using debit card for paying in the country you are obtaining half price or even completely free of charge Praktik package!

By reaching specified card consumption during one month, you meet the condition to have the reduction applied for a month. How is it calculated? The October consumption reduction, for example, would have been determined in November, and applied to the account package maintenance and services in December. The payment transactions processed and presented on the card monthly account statement from the 1st to the last day of the month are taken into account.

It is important to know that the discount does not apply only in case when you already have an approved discount for the monthly account maintenance on the ground of another promotion.
The stated package price is valid from June 1, 2025. The benefit of the reduced monthly fee is valid from June 1, 2025, to April 30, 2026.

Standing order – For all utility bills that come every month, paying by standing order has proved to be real time and energy saver! In a single step and without much trouble, pay the bills for utilities, landline and mobile phone operators (Telekom, Vip mobile, Telenor), as well as for Mediana Niš.
You will have your Personal banker – Experience of an expert who can quickly help you or resolve your doubts and clarify the terms and conditions, is invaluable. Personal banker will always be at your disposal, dedicated to you and to your business.
SMS Service – system that allows you to check your account balance via SMS text message and, if you opt for, offers the possibility to receive information about payments and transactions made with payment cards. Within Praktik package, 10 SMS notifications per month about transactions executed using payment cards, are completely free.
IVR – Via a simple phone call check your account balance, transfer your current account and savings funds and, moreover, purchase foreign currencies.
Supplementary debit cards on demand – free of charge

Good to know:

To open an account with the Praktik package, you only need a valid ID card.
If you have a card for payment abroad, you can make payments in any currency, you only need to have funds in your euro current account.

It is good to know that you can easily replace your payment, dinar or foreign currency account opened in another bank with an account in our bank. All you need to do is sign an Authorization for the change of payment account in our bank, based on which we will communicate with the previous bank instead of you.

The account change service is free of charge for natural persons.

Click here to find out more .

Praktik is an ideal package for you? Apply via online form quickly and easily, and we will contact you as soon as possible.