Revolving loan
Revolving credit line is intended for financing of working capital, payments to foreign suppliers and maintaining of liquidity.
Revolving loan
- Minimum ammount is EUR 2.000
- Repeyment period up to 12 months
- Monthly repayment of interest
The line is approved in RSD and EUR, for payments to foreign suppliers.
Representative examples in RSD
| Representative example of revolving credit line in RSD-fixed interest rate | |
| Loan amount | 1.000.000 RSD |
| Repayment period | 12 months |
| NIR annually | 12,00% |
| Fee for loan processing (1%)* | 10.000 RSD |
| Costs associated with loan approval, known at the time of publishing | |
| Debtor bill of exchange | 250 RSD |
| Owner bill of exchange | 100 RSD |
| Debtor Credit Bureau report: | 600 RSD for entrepreneur |
| Owner Credit Bureau report: | 246 RSD |
| Tax certification fee | 840 RSD |
| Monthly fee for current account** | 595 RSD |
| EIR annually | 14,95 % |
| Total amount of loan (principal, interest and costs) | 1.139.175,98 RSD |
| EIR calculated on | 12.08.2025. |
*On the total approved loan amount **Included in the EIR calculation for clients who opened the account when applying for the loan ***Total amount returned by the revolving credit line beneficiary at the end of the contractual period if the revolving credit line was used in its full amount in the course of 12 months
| Representative example of revolving credit line in RSD-variable interest rate | |
| Loan amount | 1.000.000 RSD |
| Repayment period | 12 months |
| NIR annually | 5,00% + 3M BELIBOR |
| Fee for loan processing (1%)* | 10.000 RSD |
| Costs associated with loan approval, known at the time of publishing | |
| Debtor bill of exchange | 250 RSD |
| Owner bill of exchange | 100 RSD |
| Debtor Credit Bureau report: | 600 RSD for entrepreneur |
| Owner Credit Bureau report: | 246 RSD |
| Tax certification fee | 840 RSD |
| Monthly fee for current account** | 595 RSD |
| EIR annually | 12,32 % |
| Total amount of loan (principal, interest and costs) | 1.115.975,98 RSD |
| EIR calculated on | 12.08.2025. |
* The interest rate is variable and consists of the key policy rate - three-month BELIBOR, as the variable part, and Bank’s margin as the fixed part, in accordance with Bank’s Tariffs. In the calculation of EIR, the value of 3M BELIBOR on 12.08.2025 was used (4.68% per year). Interest is adjusted to 3M BELIBOR on a quarterly basis. **On the total approved loan amount ***Included in the EIR calculation for clients who opened the account when applying for the loan ****Total amount returned by the revolving credit line beneficiary at the end of the contractual period if the revolving credit line was used in its full amount in the course of 12 months
Representative examples in EUR
| Representative example of revolving credit line in EUR-fixed interest rate | |
| Loan amount | 10.000 EUR |
| Repayment period | 12 months |
| NIR annually | 10,00% |
| Fee for loan processing (1%)* | 100 EUR |
| Costs associated with loan approval, known at the time of publishing | |
| Debtor bill of exchange | 250 RSD |
| Owner bill of exchange | 100 RSD |
| Debtor Credit Bureau report: | 600 RSD for entrepreneur |
| Owner Credit Bureau report: | 246 RSD |
| Tax certification fee | 840 RSD |
| Monthly fee for current account** | 595 RSD |
| EIR annually | 12,53 % |
| Total amount of loan (principal, interest and costs) | 11.178,32 EUR |
| EIR calculated on | 12.08.2025. |
*On the total approved loan amount **Included in the EIR calculation for clients who opened the account when applying for the loan ***Total amount returned by the revolving credit line beneficiary at the end of the contractual period if the revolving credit line was used in its full amount in the course of 12 months
| Representative example of revolving credit line in EUR-variable interest rate | |
| Loan amount | 10.000 EUR |
| Repayment period | 12 months |
| NIR annually | 6% + 3M EURIBOR |
| Fee for loan processing (1%)* | 100 EUR |
| Costs associated with loan approval, known at the time of publishing | |
| Debtor bill of exchange | 250 RSD |
| Owner bill of exchange | 100 RSD |
| Debtor Credit Bureau report: | 600 RSD for entrepreneur |
| Owner Credit Bureau report: | 246 RSD |
| Tax certification fee | 840 RSD |
| Monthly fee for current account** | 595 RSD |
| EIR annually | 10,33 % |
| Total amount of loan (principal, interest and costs) | 10.980,26 EUR |
| EIR calculated on | 12.08.2025. |
*The interest rate is variable and consists of the key policy rate - three-month EURIBOR, as the variable part, and Bank’s margin as the fixed part, in accordance with Bank’s Tariffs. In the EIR calculation, the value of 3M EURIBOR on 12.08 2025 was used (2.019% per year). The interest rate is adjusted to 3M EURIBOR on a quarterly basis. **On the total approved loan amount ***Included in the EIR calculation for clients who opened the account when applying for the loan ****Total amount returned by the revolving credit line beneficiary at the end of the contractual period if the revolving credit line was used in its full amount in the course of 12 months
Calculate your instalment on the assumption of the exchange rate change
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Working Capital Loan
The loan for working capital and maintenance of liquidity is approved quickly and with minimal collateral instruments. Save your time and focus your attention to the important aspects of your business
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