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RSD refinancing loan with fixed interest rate

Promotional offer of RSD refinancing cash loans with a fixed interest rate is valid from March 9 to May 31, 2026:

The stated conditions are valid with transferring personal income to the current account at our Bank. The Bank reserves the right to make a decision on loan approval, as well as to request additional documentation and guarantees.

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    Representative example

    Loan amount600.000 RSD1.600.000 RSD
    Repayment period60 months60 months
    NIR annually7,50%7,25%
    Monthly instalment12.020 RSD31.863 RSD
    Fee for loan processing (0%)0 RSD0 RSD
    Costs associated with loan approval, known at the time of publishing
    Bill of exchange100 RSD100 RSD
    Credit Bureau basic report246 RSD246 RSD
    EIR annually 7,79 % 7,51 %
    Total amount of loan (principal, interest and costs)721.516 RSD1.912.103 RSD
    EIR calculated on26.02.2026.26.02.2026.

    Additional information about loan

    Do you have any additional questions?

    Main features of RSD refinancing loan with fixed interest rate

    These conditions shall be valid upon transfer of personal income to account in our Bank. The Bank reserves the right to make a decision on the loan approval, as well as to request additional documents and guarantees.

    • You’ve always refused the possibility to be insured even though you know that life insurance, for you as a loan beneficiary, is an important issue in the life of your family? Arrange the insurance in a few steps and safely repay your loan. Think ahead.  For the amount you would spend on meaningless things in life, insure your life and the lives of your family members. In the event of unforeseen life circumstances, the insurance company will repay your outstanding loan balance. The insurance premium is paid by the insured (loan beneficiary).

    • This insurance is intended for the bank customers who are users of loan products and want to be insured in the event of inability to settle the due liabilities under the loan agreement in the event of a loss of business. The insurance premium is paid by the insured (loan beneficiary).

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    For bank clients whose regular monthly income is up to 100.000 RSD, the interest rate is 7,50% per annum, EIR up to 7,78%

    Refinance your credit obligations with another bank quickly and easily – without going to that bank. The National Bank of Serbia’s instructions enable you to simply switch the bank and refinance all your credit obligations by taking a loan from the bank whose conditions best suit your needs. We take over all communication with the bank whose loan you want to refinance, until the loan has been closed.

    Representative examples for refinancing loan

    Loan amount600.000 RSD1.600.000 RSD
    Repayment period60 months60 months
    NIR annually10,65%10,35%
    Monthly instalment12.940 RSD34.268 RSD
    Fee for loan processing (0%)0 RSD0 RSD
    Costs associated with loan approval, known at the time of publishing
    Bill of exchange100 RSD100 RSD
    Credit Bureau basic report246 RSD246 RSD
    EIR annually 11,21 % 10,87 %
    Total amount of loan (principal, interest and costs)776.718 RSD2.056.412 RSD
    EIR calculated on06.09.2025.06.09.2025.

    Representative examples for refinancing loan for bank clients whose regular monthly income is up to 100,000 RSD

    Loan amount1.600.000 RSD
    Repayment period60 months
    NIR annually7,50%
    Monthly instalment32.058 RSD
    Fee for loan processing (0%)0 RSD
    Costs associated with loan approval, known at the time of publishing
    Bill of exchange100 RSD
    Credit Bureau basic report246 RSD
    EIR annually 7,77 %
    Total amount of loan (principal, interest and costs)1.923.838 RSD
    EIR calculated on06.09.2025.

    List of required documents

    List of required documents
    Certificate of employment and income

    Please submit the application via our online contact form, and we will contact you

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