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Dinar Cash Loan with Fixed Interest rate

Promotional offer of RSD cash loans with a fixed interest rate is valid from March 9 to May 31, 2026:

The stated conditions are valid with transferring personal income to the current account at our Bank. The Bank reserves the right to make a decision on loan approval, as well as to request additional documentation and guarantees.

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    Representative example

    Loan amount600.000 RSD1.600.000 RSD
    Repayment period60 months60 months
    NIR annually7,50%7,25%
    Monthly instalment12.020 RSD31.863 RSD
    Fee for loan processing (0%)0 RSD0 RSD
    Costs associated with loan approval, known at the time of publishing
    Bill of exchange100 RSD100 RSD
    Credit Bureau basic report246 RSD246 RSD
    EIR annually 7,79 % 7,51 %
    Total amount of loan (principal, interest and costs)721.516 RSD1.912.103 RSD
    EIR calculated on26.02.2026.26.02.2026.

    Main characteristics of the Dinar Cash Loan with Fixed Interest

    The stated conditions are valid with transferring personal income to the current account at our Bank.

    • Have you always rejected the possibility of being insured, although you are aware that life insurance of you, as the loan beneficiary, is an important item in the life of your family? In just a few steps, contract your insurance and repay your loan safely. Think ahead. For the amount that you would spend for unimportant things in life, insure both your life and the life of your family. In the event of contingent life circumstance, the insurance company will repay the outstanding debt under your loan. The person insured (loan beneficiary) pays the insurance premium and it affects the amount of loan costs.

      • The insurance is intended for Bank’s clients who are users of loan products and wish to be insured in case of inability to settle due liabilities under loan contract in the event of becoming unemployed. The person insured (loan beneficiary) pays the insurance premium and it affects the amount of loan costs.
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    For clients whose regular monthly income is up to 100.000 RSD, the fixed interest rate is 7,50% per year, the effective interest rate is 7,78%, and the maximum loan amount is up to 1.000.000 dinars.

    Representative example of RSD cash loan with fixed interest rate and repayment period 13 months

    Loan amount150.000 RSD
    Repayment period13 months
    NIR annually10,55%
    Monthly instalment12.259 RSD
    Fee for loan processing (0%)0 RSD
    Costs associated with loan approval, known at the time of publishing
    Bill of exchange100 RSD
    Credit Bureau basic report246 RSD
    EIR annually 11,53 %
    Total amount of loan (principal, interest and costs)159.718 RSD
    EIR calculated on06.09.2025.

    Representative example of RSD cash loan with fixed interest rate and repayment period 60 months

    Loan amount600.000 RSD1.600.000 RSD
    Repayment period60 months60 months
    NIR annually10,65%10,35%
    Monthly instalment12.940 RSD34.268 RSD
    Fee for loan processing (0%)0 RSD0 RSD
    Costs associated with loan approval, known at the time of publishing
    Bill of exchange100 RSD100 RSD
    Credit Bureau basic report246 RSD246 RSD
    EIR annually 11,21 % 10,87 %
    Total amount of loan (principal, interest and costs)776.718 RSD2.056.412 RSD
    EIR calculated on06.09.2025.06.09.2025.

    Representative example of RSD cash loan with fixed interest rate without salary transfer

    Loan amount150.000 RSD
    Repayment period13 months
    NIR annually12,25%
    Monthly instalment12.377 RSD
    Fee for loan processing (0%)0 RSD
    Costs associated with loan approval, known at the time of publishing
    Bill of exchange100 RSD
    Credit Bureau basic report246 RSD
    EIR annually 13,42%
    Total amount of loan (principal, interest and costs)161.258 RSD
    EIR calculated on06.09.2025.

    Representative example of RSD cash loan with fixed interest rate for salary up to 100.000 RSD

    Loan amount1.000.000 RSD
    Repayment period60 months
    NIR annually7,50%
    Monthly instalment20.036 RSD
    Fee for loan processing (0%)0 RSD
    Costs associated with loan approval, known at the time of publishing
    Bill of exchange100 RSD
    Credit Bureau basic report246 RSD
    EIR annually 7,78 %
    Total amount of loan (principal, interest and costs)1.202.528 RSD
    EIR calculated on06.09.2025.

    It is important to know that borrowing money costs.

    Additional information about loan

    Do you have any additional questions?

    List of required documents

    List of required documents for RSD cash loan with fixed interest rate
    Certificate of employment and income

    You can also complete the entire process of cash loan approval at our online branch! Take the desired amount of money quickly and easily, through the OTP banks e-bank platform.

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